RBA Meeting Dates 2025: Key Dates for Interest Rate Decisions
This year, the Reserve Bank of Australia (RBA) has 8 board meetings scheduled to discuss the monetary policy and to move the official cash rate. So far, RBA has only had one meeting in 2025 and decided to reduce the cash rate by 0.25%, bringing long awaited relief to the borrowers Australia wide.
2025 RBA Meeting Dates:
- 17-18 February
- Decision: RBA decided to cut the cash rate by 25 basis points
- March 31-April 1
- Decision: RBA decided to leave the interest rate on hold at 4.1%
- 19-20 May
- July 7-8
- 11-12 August
- 29-30 September
- 3-4 November
- 8-9 December
In 2024, the RBA adjusted its schedule from 11 to eight meetings annually, allowing the board more time to assess economic data between sessions.
Each meeting lasts two days, with monetary policy decisions announced at 2:30 pm Australian Eastern Time on the second day.
Key Economic Data Considered by the RBA
When making monetary policy decisions, the RBA closely analyses a range of economic indicators as per below:
- Inflation (CPI & Core Inflation) – The Consumer Price Index (CPI) and trimmed mean inflation guide the RBA’s assessment of price stability. The target range is 2-3%.
- Employment & Wage Growth – Unemployment rates, job creation, and wage growth influence the bank’s outlook on labour market strength.
- GDP Growth – Economic expansion or contraction impacts interest rate decisions, as the RBA aims to support sustainable growth.
- Consumer & Business Confidence – Surveys on confidence levels provide insight into future spending and investment behaviour.
- Household Spending & Retail Sales – Consumption trends help assess economic activity and the impact of interest rate changes.
- Housing Market Trends – Property prices, lending activity and construction rates indicate economic momentum and financial stability.
- Global Economic Conditions – International factors including U.S. Federal Reserve policies, commodity prices, and global trade trends influence Australia’s monetary policy.
- Exchange Rate Movements – The strength of the AUD affects trade and inflation, influencing RBA decisions.
Staying informed about these dates is essential for anticipating potential changes in interest rates and understanding the RBA’s economic outlook.
After every rate change, assess if refinancing can help you save money or secure better loan terms. However, weighing the costs, comparing options, and time it strategically is essential.
Need expert advice? Contact us today to explore your refinancing options!
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